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Payroc, a prominent provider of payment processing solutions, has launched a new feature allowing merchants in the United States to accept contactless payments directly through their iPhones. Announced on October 14, 2025, this innovation, referred to as Tap to Pay on iPhone, streamlines the payment process by allowing users to accept various payment methods without requiring additional hardware.
Using the Payroc Mobile app, merchants can now securely process payments from contactless credit and debit cards, as well as digital wallets like Apple Pay. The process is simple: customers hold their contactless payment method near the merchant’s iPhone, and the transaction is completed through Near Field Communication (NFC) technology. This eliminates the need for payment terminals or dongles, making transactions faster and more convenient.
Enhanced Flexibility for Merchants
The introduction of Tap to Pay on iPhone represents a significant shift in how businesses handle transactions. With no additional devices necessary, merchants can accept payments anywhere—from the sales floor to on-site appointments. This flexibility allows businesses to reduce upfront costs and quickly scale as they grow.
Casey Conley, Chief Product Officer at Payroc, highlighted the advantages of this new feature, stating, “With Payroc Mobile, our sales partners can offer merchants a modern, flexible way to accept payments anywhere they do business.” This solution not only enhances mobility but also streamlines the onboarding process, ensuring that customers receive the level of convenience they expect.
Merchants can get started with Tap to Pay on iPhone in just a few steps. After enrolling with Payroc, they can download the Payroc Mobile app from the App Store and begin accepting contactless payments within minutes, provided they have an iPhone XS or later running the latest version of iOS.
Future Developments and Cost Management
Payroc is also committed to supporting businesses as they expand. Whether increasing locations or adding staff, merchants can scale their payment acceptance without the burden of purchasing new devices. This adaptability is essential for businesses looking to optimize their payment processes.
Moreover, Payroc offers a program called RewardPay Choice, which allows businesses to manage processing costs effectively while ensuring a seamless payment experience for customers.
In addition to the recent launch, Payroc plans to unveil Tap to Pay on iPhone via Software Development Kit (SDK) for Independent Software Vendors (ISVs) in the near future. This SDK will enable software providers to integrate Tap to Pay functionality directly into their iOS applications, further simplifying the payment process for merchants and reducing reliance on hardware.
Founded in 2003, Payroc WorldAccess, LLC, has established itself as a leader in the global payments ecosystem, processing more than $125 billion in payment volume annually across 50 regions. With a focus on innovation and award-winning support, Payroc aims to make payments seamless, driving growth for partners worldwide.
For more information about Payroc Mobile and its offerings, visit www.payroc.com.
